Most people have auto insurance, but what about RV insurance? Do you need a separate policy for your RV, or does your auto insurance cover it?
The answer is: it depends.
In most cases, your auto insurance will provide some coverage for your RV, but it may not be enough. Here’s a breakdown of what your auto insurance typically covers and what it doesn’t:
What your auto insurance covers:
What your auto insurance doesn’t cover:
Why do you need RV insurance?
Even though your auto insurance may provide some coverage for your RV, it’s important to consider getting RV insurance for the following reasons:
How to get the best RV insurance coverage
When shopping for RV insurance, it’s important to compare quotes from multiple insurers. Be sure to ask about the following coverage options:
Whether or not your auto insurance covers your RV depends on the type of coverage you have and the specific insurer. It’s important to review your auto insurance policy to understand what coverage you have and whether or not it’s enough for your needs. If you’re not sure, it’s always a good idea to contact your insurance agent and get a quote for RV insurance.
By following these tips, you can get the best RV insurance coverage for your needs and budget.